Topic 7 · Insurance and Financial Responsibility
If you lend your insured car to a friend, is the car covered?
- Only if the friend buys their own insurance
- Yes, usually, as insurance follows the car — correct answer
- No, only if you are driving
Why
In California, coverage generally follows the vehicle, so your policy is normally the one that responds — and your premium that suffers.
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
More from Insurance and Financial Responsibility
- If you cause an accident and your insurance does not cover all damages, what can the injured party do?
- If the other driver in a crash is uninsured and at fault, what coverage helps you?
- Who takes on financial responsibility for a driver younger than 18?
- California insurance law is designed to:
- Which of the following is a consequence of driving uninsured in California?
- How soon after an accident must an SR-1 report be filed?