Topic 7 · Insurance and Financial Responsibility
Keeping insurance and registration current is:
- Optional
- Part of being a responsible driver — correct answer
- Only needed for new cars
Why
Both are legal conditions of driving, and a lapse in insurance can suspend the vehicle's registration automatically. (Handbook, Section 10.)
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
More from Insurance and Financial Responsibility
- If your vehicle registration is suspended for lack of insurance, what can happen if you are caught driving?
- Which of the following is NOT an acceptable alternative to an insurance policy in California?
- If you’re in an accident with no insurance and the accident is not your fault, what are you limited to recovering?
- If you are at fault in an accident and cause $40,000 damage to someone's car, but only carry the minimum property damage coverage, how much could you be personally responsible for?
- Before buying car insurance in California, you should check that the agent or broker is:
- If you drive without insurance and get pulled over, what might you receive?