Topic 7 · Insurance and Financial Responsibility
If cost is a barrier, what program may help low-income Californians obtain car insurance?
- California Low Cost Auto Insurance Program — correct answer
- Federal Food Assistance
- Medicaid
Why
The California Low Cost Automobile Insurance Program exists for drivers who cannot afford ordinary liability cover. (Handbook, Section 10 — Low-cost Insurance.)
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
More from Insurance and Financial Responsibility
- If you have a lapse in insurance and are labeled high-risk, what will happen?
- If you’re caught driving without insurance at a checkpoint, what could happen?
- If you’re in a minor crash and police don’t come, what should you do?
- What is the best reason for having insurance even above the minimum required?
- If you total a new $40,000 car and only have minimum property damage insurance, how much will your insurance pay?
- If your license was suspended due to an accident with no insurance, how long must you maintain SR-22 if you reinstate after 1 year?