Topic 7 · Insurance and Financial Responsibility
If you’re in a minor crash and police don’t come, what should you do?
- Leave and ignore it
- Exchange info, take photos, and report to DMV/insurance if required — correct answer
- Wait until the other driver files a report
Why
Exchange details, photograph the scene, and file with DMV and your insurer if the damage or injury thresholds are met.
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
More from Insurance and Financial Responsibility
- If you fail to maintain insurance after reinstating your license with an SR-22, what happens?
- If you have a lapse in insurance and are labeled high-risk, what will happen?
- If you’re caught driving without insurance at a checkpoint, what could happen?
- If cost is a barrier, what program may help low-income Californians obtain car insurance?
- What is the best reason for having insurance even above the minimum required?
- If you total a new $40,000 car and only have minimum property damage insurance, how much will your insurance pay?