Topic 7 · Insurance and Financial Responsibility
If you total a new $40,000 car and only have minimum property damage insurance, how much will your insurance pay?
- $30,000
- $40,000
- $15,000 — correct answer
Why
Minimum property damage cover pays $15,000 and stops there. The remaining $25,000 is yours to find.
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
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