Topic 7 · Insurance and Financial Responsibility
If you fail to file an SR-1 accident report with the DMV when required, what may happen?
- Your insurance premium will decrease
- You will automatically win any insurance claim
- Your license can be suspended until you file — correct answer
Why
Your driving privilege is suspended until the report is filed. Law enforcement will not do it for you. (Handbook, Section 10.)
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
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