Topic 7 · Insurance and Financial Responsibility
What is the penalty for not maintaining SR-22 insurance after a suspension?
- Your license may be re-suspended — correct answer
- You get free insurance
- Your vehicle is sold by DMV
Why
The license is re-suspended. The SR 22 obligation runs for the whole period, not just at reinstatement. (Handbook, Section 10.)
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
More from Insurance and Financial Responsibility
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- Which of these is NOT considered ‘proof of financial responsibility’ in California?
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- If you hit a parked car and cannot locate the owner, what must you do?
- If you cause an accident and your insurance does not cover all damages, what can the injured party do?