Topic 7 · Insurance and Financial Responsibility
Which of these is NOT considered ‘proof of financial responsibility’ in California?
- Insurance card
- A credit card — correct answer
- DMV self-insurance certificate
Why
Only a liability policy, a $75,000 cash deposit, a DMV self-insurance certificate or a $75,000 surety bond qualify.
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
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