Topic 7 · Insurance and Financial Responsibility
Which of the following will not help you avoid high costs after an accident?
- Carrying high liability insurance limits
- Having no insurance — correct answer
- Having Uninsured Motorist coverage
Why
Going without insurance does not save money — it transfers the entire cost of a collision onto you personally.
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
More from Insurance and Financial Responsibility
- You are required to carry proof of insurance:
- Can you be fined for not carrying proof of insurance even if you are insured?
- What should you always carry in your car to be prepared for an accident?
- If you get your license suspended after an uninsured accident, how soon can you get it back?
- In case of an unsatisfied legal judgment against you for an accident, your license may be:
- Which scenario will NOT result in suspension of your vehicle registration by DMV?