Topic 7 · Insurance and Financial Responsibility
Driving without proof of insurance but actually having insurance may result in:
- Permanent license suspension
- A fix-it ticket — correct answer
- Jail time
Why
That is a correctable violation — a fix-it ticket — cleared by producing proof that you were covered.
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
More from Insurance and Financial Responsibility
- If your license was suspended due to an accident with no insurance, how long must you maintain SR-22 if you reinstate after 1 year?
- To reinstate your license after suspension for no insurance, you must usually:
- Which of these is listed among the most common causes of collisions?
- In which scenario must you file an SR-1 with DMV?
- A DMV-issued self-insurance certificate is usually for:
- When should you notify your insurance company about an accident?