Topic 7 · Insurance and Financial Responsibility
What is the minimum car insurance required in California as of 2025?
- $50,000/$100,000/$25,000
- $15,000/$30,000/$5,000
- $30,000/$60,000/$15,000 — correct answer
Why
$30,000 for injury or death to one person, $60,000 for more than one, and $15,000 for property damage. (Handbook, Section 10.)
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
More from Insurance and Financial Responsibility
- What does liability insurance cover?
- A collision is added to your driver's record:
- If you are not at fault and the other driver has no insurance, what California coverage pays for your car’s repairs?
- You must be able to show proof of insurance:
- What is California’s ‘No pay, no play’ rule?
- If you are uninsured in a not-at-fault accident and suffer injuries, what can you not claim?