Topic 7 · Insurance and Financial Responsibility
If you are not at fault and the other driver has no insurance, what California coverage pays for your car’s repairs?
- Health insurance
- Collision coverage or UMPD — correct answer
- SR-22
Why
Your own collision cover, or uninsured motorist property damage, is what repairs your vehicle when the other driver has nothing.
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
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