Topic 7 · Insurance and Financial Responsibility
Uninsured Motorist (UM) coverage in California covers:
- Injury damages to you if the other driver has no insurance — correct answer
- All damage to your vehicle, no matter what
- Home repairs after a car crash
Why
UM cover pays for your injuries when the driver who hurt you has no insurance of their own.
Practise this in the real format
Reading one answer is not the same as sitting the test. The simulator runs the first-time adult form: 36 questions, 6 mistakes allowed, 83% to pass.
Source: California Driver's Handbook (DL 600, rev. 6/2025), the document the DMV writes the real test from. Edited by Fernando Aguilera. Aprobify is not affiliated with the California DMV.
More from Insurance and Financial Responsibility
- A fix-it ticket for no proof of insurance can be cleared if:
- The purpose of liability insurance is to:
- Failing to exchange information after a minor accident, even if damage is under $1,000, is:
- If you cannot afford liability insurance, California offers:
- If someone is injured or killed in an accident, you must:
- You roll into a parked car and cannot find the owner. You must: